Our industry-leading technology will allow you to:

• View account detail and history
• View check images
• View monthly statement
• Transfer money between MNLB accounts
• Sign-up for paperless statements
• Pay bills online
• Make MNLB loan payments and loan advances on revolving lines of credit
• Set up alerts via text and/or email notifications
• Download into QuickBooks, Quicken or other OFX based software
• Robust administrative features that puts you in control of your personnel
• Account sweeps to minimize interest expense or protect you from an overdraft
• Make remote deposits
• ACH Origination
• Wire Origination

MNLB Biz Mobile allows you to access the Business Online Banking platform features and controls you know and love via your mobile device. Download our app to experience innovative functionality tailored to our valued commercial customers.

MNLB Biz Mobile features include:

• Secure login with device profiling and biometrics
• Balance/transaction inquiry
• Mobile check deposit
• Funds transfer
• Bill Pay
• eStatement viewing
• Mobile business approvals (allows approvals for transfers, mobile deposit and ACH transactions)
• Out of Band Authentication (OOBA)*
• Location services to search local ATMs

Click one of the links below to download the MNLB Biz Mobile app.

For further details on all of our Biz Mobile features, please contact our Operations Support Department at (763)-972-3385.

*The user must establish permanent credentials within the Business Online Banking platform BEFORE attempting to login to MNLB Biz Mobile.

With this service you can setup templates to send or receive payments, upload payroll files for direct deposit, schedule payments or setup recurring payments and more.

• Saves time and money compared to issuing paper checks
• Secure approvals with Out-of-Band Authentication
• Same-day ACH available

For further details on all of our ACH services, please contact our Operations Support Department at (763) 972-3385.

Make remote deposits to your checking or savings account with Minnesota Lakes Bank’s Commercial Capture Xpress. This convenient solution gives you the flexibility to make deposits from your home or office 24/7.

Some of the benefits include:

• Eliminate trips to the bank
• Reduce deposit adjustments with our balanced batch feature
• Access your funds sooner as long as deposits are made prior to the daily cut-off time
• Robust reporting features for monthly reconciling

For further details on all of our Remote Deposit services, please contact our Operations Support Department at (763) 972-3385.

Make your money work harder for you with an account sweep. These solutions can be used to help minimize interest expense or reduce overdraft potential.

• Excess funds can pay down your line of credit
• Reduces the need to manually transfer funds
• Automatically transfer funds to higher earning accounts

For further details on all of our Sweep solutions, please contact our Operations Support Department at (763) 972-3385.

Minnesota Lakes Bank’s Business Electronic Banking (BEB) platform utilizes a layered security approach to give you the assurance that your business assets and data are secure.

Here are several of the benefits to our online system:

• Out-of-Band Authentication (OOBA) required for each device used to sign in to your online account
• OOBA required for ACH submission and template approvals
• Convenient notification and alert settings, customized to your desires
• BEB administration features put you in control of your online account. Numerous controls allow you to easily setup additional personnel, grant access to accounts, set limits for transfers/approvals and require supervisory approval for any transaction that you choose.

For further details on our Business Electronic Banking services and/or security, please contact our Operations Support Department at (763) 972-3385.