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Credit & Debit Cards

Debit and credit cards for small businesses

Talk to our team of lenders

Why choose us for business credit and debit cards.

At Minnesota Lakes Bank, our business credit and debit cards are designed to make managing your company’s finances easier, more secure, and more efficient. Whether you need flexible purchasing power, employee spending controls, or convenient access to your funds, our cards offer the features you need backed by the personal support you trust.

Apply for a Card

Card Options That Fit Your Business Needs

Choose the right tool for your team—from everyday debit cards to credit cards with robust features.

Enhanced Security and Spending Control

Protect your business with EMV chip technology, fraud monitoring, and customizable spending limits.

Local Support You Can Count On

Questions or issues? Get real help from a local banking partner who understands your business—not a national call center. We’re here to support you with fast, friendly service whenever you need it.

Credit & debit card options

Minnesota Lakes Bank offers Business Credit Cards, as well as Debit/ATM cards. They are accepted at over 220,000 ATMs worldwide and are directly linked to your business checking account.

After-hours support for lost or stolen cards is 1-800-236-2442.

Click here to access your account information on MyCardStatement.

Features and Benefits:

  • No annual fees and no penalty rates
  • Employee cards at no added cost
  • Business account concierge
  • Admin access to online account management
  • MCC restrictions
  • Expense management system integration
  • Multiple level hierarchy
  • Consolidated statements
  • Chip card security
  • Mobile payments (Apple Pay, Samsung Pay, Android Pay)
  • Visa Checkout

Features and Benefits:

  • Eliminates the cost of purchasing checks
  • Saves time in check-out lanes
  • Offers great convenience when traveling
  • No annual fees, monthly fees or MNLB user fees
  • Itemized descriptions on your monthly statement
  • Consumer satisfaction on all retail purchases backed by VISA
    EMV Chip Card

Frequently Asked Questions about Contactless and EMV/Chip Payments

Why choose Minnesota Lakes Bank for your credit and debit cards?

Minnesota Lakes Bank offers large banking benefits with home town service.

Abena Larbi-Odam and Sherry Valley

Meet our team of debit and credit card specialists.

GRSB NMLS Identifier: 595567

Kimberley Rotis

Kimberley Rostis

Vice President, Operations, CBAP

952-472-5556 kim.rostis@mnlb.bank

Brittany Bennis

Customer Service Representative

952-472-5556 brittany.bennis@mnlb.bank

Kara Loehrs

Customer Service Representative

763-972-3385 kara.loehrs@mnlb.bank

Jessie Micka

Customer Service Representative

763-972-3385 jessie.micka@mnlb.bank