Loans

Business loans that help build success.

Talk to our team of lenders

Why Choose a Business Loan from Minnesota Lakes Bank?

With years of experience providing entrepreneurs with business loans, we understand that each business has their own unique goals and requirements. Unlike big banks, our representatives take time to understand the direction your business needs to take and help determine the best loan to get you there.

Financing Tailored to Your Business Goals

Whether you’re expanding, upgrading equipment, or launching something new, we offer loan solutions built around your vision.

Local Decisions, Fast Approvals

Work with lenders who live and work in your community.

Partnering in Your Long-Term Success

We’re not just here to lend—we’re here to support your growth.

Business Loan Offerings

Whether you are expanding your existing business or starting out new, the Minnesota Lakes Bank team is here to help you succeed! From financing real estate and equipment to managing your cash flow, our team will work hard to find the right loan type to fit your needs. Additionally, Minnesota Lakes Bank has access to the Small Business Administration, as well as local and regional economic development programs which enhance credit terms and availability. We’re happy to come see you at your business and work with your schedule to make your banking easy. E-mail us or give us a call to discuss your needs.

Our Loan offerings include:

Real Estate – Loans for the purchase, construction, or expansion of most types of commercial real estate.
Lines of Credit – Seasonal or revolving loans designed to bridge business cycle cash flow gaps and finance inventory.
Terms Loans – Loans for equipment, capital improvements, company vehicles, or other business needs. Loan payments can be customized to meet your seasonal or business cycle cash flow
SBA and Gap Financing – Government sponsored loan programs designed to help throughout loan situations where equity is short or where expanded loan terms are required. These programs help enhance job creation and assist in local economic development.
Immediate Credit – Line of credit linked to your checking account for overdraft protection.

Find the loan your business needs with help from our team.

Our team has years of experience helping Minnesota’s businesses find loans that ensure long-term success. No matter what your organization’s needs are, we’re ready to help you find a solution that drives your business forward.